Journal of Studies in Language, Culture and Society (JSLCS)
Volume 6, Numéro 2, Pages 75-88
2023-12-31

Allocation Of Zakat To Debtors In Lagos State, Nigeria: Assessing A Neglected Category Of Recipients



Authors : Ashafa Saheed .

Abstract

Zakᾱt as a social safety net is divinely recommended to relieve different categories of vulnerable members of the society based on their predicament at specific time. These beneficiaries often times, are over shadowed by the Fuqarᾱu (Poor) and the Masᾱkin (Needy) such that it is unclear if other asnaf are considered for zakat benefit. On the assumption that Debtors (Ghᾱrimŭn) are often neglected from zakat benefit during disbursement, this study aimed at determining relevance of debtors as zakat beneficiaries in the contemporary context. The study investigated whether or not debtors are neglected from zakat benefit in Lagos state. It is a descriptive research design with analytical approach. Both primary and secondary data sourced from zakat reports and literature were analysed. In addition, zakat administrators were interviewed on administrative style and governance policy regarding allocation of zakat to debtors. Findings show that debtors were not neglected as generally believed. It was however, discovered that zakat allocation to debtors was low while debtor beneficiaries were found to be extremely few when compared with other categories of beneficiaries. It was recommended that zakat administrators should embark on upward review of zakat allocation to debtors while still maintaining strict adherence to the provisions of shari’ah in their administration. This research will shape governance policy on zakat administration as it affect allocation to debtors and modulate disposition of potential zakat beneficiaries among debtors.

Keywords

Zakᾱt Administration ; Contemporary society ; Beneficiaries ; Ghᾱrimun ; Poverty Alleviation

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