مجلة اقتصاد المال و الأعمال
Volume 8, Numéro 2, Pages 105-116
2024-06-30

The Requirements For Ensuring Financial Stability In Using Financial Technology And Cryptocurrencies

Authors : Berriche Rabah . Almi Hassiba .

Abstract

The study aims to elucidate the challenges and ramifications of financial technology and cryptocurrencies on financial stability by identifying the advantages and threats associated with implementing financial technology and using cryptocurrencies on financial stability. The study concludes that financial stability faces significant threats, primarily linked to cybersecurity and privacy concerns. Financial technology enables the reduction of risks and costs and the development of specialized financial tools for risk management, thus enhancing financial stability. Cryptocurrencies are utilized in speculative operations and are considered a source of financial instability due to their economic significance in transferring collapse risks to stock markets. Therefore, it is imperative to establish a regulatory environment for financial technology

Keywords

central bank ; cryptocurrencies ; monetary policy ; financial technology