مجلة دراسات وأبحاث اقتصادية في الطاقات المتجددة
Volume 10, Numéro 2, Pages 59-83
2024-01-15
The Role Of Financial Ratios In Measuring And Evaluating Liquidity Risks In Banking Institutions - Case Study Of Bea Bank, Agb Bank And Sga Bank During The Period 2015-2021
Authors : Morkane Mohamed El Bachir .
Abstract
We aim through this research to identify the extent of the effectiveness of financial ratios in measuring and assessing liquidity risks in banking institutions, because the measurement and earlier assessment of liquidity risks in banking institutions would discover deficiencies in the inconsistency and the disproportionate between liquid liabilities and liquid obligations, and correct and rectify them and take remedial measures Appropriate that will avoid falling into liquidity risk. In order to achieve the study's objectives, we followed both the descriptive and analytical approaches to prepare the research, the financial ratios method was used to apply the case study approach to three banking institutions in Algeria, based on their financial statements during the period 2015-2021. The study concluded that the method of financial ratios is considered one of the most accurate methods for measuring and assessing liquidity risks in banking institutions, which facilitates their management and their control, but this is only achieved by the validity and integrity of the financial statements that reflect the true figure of the status and the financial position of banking institutions.
Keywords
Banking Institutions; Liquidity; Liquidity Risks; Measuring and Evaluating; Financial Ratios
Les articles similaires
بوسالم أحلام
.
عابد يوسف
.
ص 117-132.
Yahia Zeghoudi
.
pages 74-88.
باهي نوال
.
أيمن فريد
.
ص 10-30.
زواويد لزهاري
.
قريشي بلقاسم
.
ص 215-234.
