أبعاد إقتصادية
Volume 13, Numéro 2, Pages 235-249
2023-12-31
Authors : Saadane Assia .
Abstract: This comprehensive study offers valuable insights into the intriguing realm of Islamic windows in Algerian public banks, with a specific focus on the Algerian National Bank's pioneering initiative. Despite the nascent nature of Islamic windows at the bank, this innovative approach has proven remarkably successful in attracting a substantial share of individuals' financial resources. The bank's proficiency in offering a diverse package of Sharia-compliant services and its active involvement in financing various projects have been key drivers of its achievement. However, the study also highlights areas for improvement. The Islamic windows' preference for low-risk formats, particularly the Murabaha structure, has led to a dearth of participation and sale-based financing formats. Addressing this limitation could unlock a wider range of opportunities for financial inclusion and growth.
Islamic windows ; Law 18-02 ; Law 20-02 ; Algerian National Bank ; Murabaha
بوسالم أحلام
.
عابد يوسف
.
ص 117-132.
Yahia Zeghoudi
.
pages 74-88.
غربالي عبد الحميد
.
دقيش جمال
.
ص 201-228.
Benbaibeche Selmane
.
pages 331-343.
Bendaoudia Wahiba
.
Kamoumia Soufyane
.
pages 287-306.