مجلة الإستراتيجية والتنمية
Volume 11, Numéro 1, Pages 481-499
2021-01-01

Determinants Of Non-life Insurance Demand In The Mena Region



Authors : Mansri Meriem . Benilles Billel .

Abstract

The object of this paper is to identify the determinants of non-life insurance demand in the Middle East and North Africa region (MENA) using panel data for a sample of 13 countries over the period 2010-2018.We used two measures of non-life insurance demand: insurance density and insurance penetration. The research results indicate that income, urbanization, financial development and the level of education positively affect non-life insurance demand, whereas political risk tends to decrease consumption. Anticipated inflation has no effect on non-life insurance demand.

Keywords

non-life insurance demand ; insurance density ; insurance penetration ; determinants ; Middle East and North Africa ; Panel data

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