مجلة التمويل والاستثمار والتنمية المستدامة
Volume 9, Numéro 1, Pages 063-080
2024-06-30
The Role Of Takaful Insurance In Enhancing Financial Inclusion: Application On The Saudi Insurance Market For The Period (2012-2022)
Authors : Lainous Riyadh . Zenati Samia .
Abstract
This study aims to determine the role of Takaful insurance in enhancing financial inclusion, by studying the case of the Saudi Takaful insurance market during the period (2012-2022), where it was based on simple linear regression, through two models. The first model links the investments of companies and the gross written premiums, while the second model links the technical reserves with the gross written premiums. The study concluded that there is an impact of each of the investments and technical reserves of the insurance companies on the gross written insurance premiums in the Saudi’s insurance market, which contributes to enhancing financial inclusion in the Kingdom of Saudi Arabia.
Keywords
Takaful insurance ; financial inclusion ; Saudi’s insurance market
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