مجلة المنتدى للدراسات والابحاث الاقتصادية
Volume 8, Numéro 1, Pages 156-170
2024-06-29

"analyzing The Financial Performance Of Algerian Banks: A Comparative Study Of Banque Nationale D'algérie (bna) And Société Générale Algérie (sga)"



Authors : Bouabdallah Wassila . Mostefa Kara Amel .

Abstract

Our study analyses the financial performance of two Algerian banks, Banque Nationale d'Algérie (BNA) and Société Générale Algérie (SGA), over the period 2004 to 2022. The objective is to assess the impact of various financial variables on the net income of these banks using econometric and statistical techniques. The main methodologies include the use of the least squares method to estimate the relationships between the variables, the formulation of regression models to analyse the impact of deposits, loans, customer commitment and net banking income on net income, and diagnostic tests of the models. The study provided an in-depth analysis of the financial performance of BNA and SGA, highlighting the factors influencing their net income and suggesting areas for future research and improvements in banking practices.

Keywords

Financial performance ; Algerian banks ; Econometric analysis ; Net income ; Deposits, ; Loans, ; Customer engagement ; Regression models

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