التكامل الاقتصادي
Volume 11, Numéro 1, Pages 346-357
2023-03-15
Nexus Between Financial Inclusion And The Economic Development: An empirical Study Evidence From Algeria
Authors : Bentouir Naima .
Abstract
In the emerging governments, the share of the population with access to basic financial services tends to the lag significantly behind the developed economies. This can be chalked up to the relatively smaller size and sophistication of the banking sector, lower incomes and a higher degree of informal employment and patchy identification records prevalent in less developed countries. The aim of the present paper is to examine the relationship between the financial inclusion and the economic growth in Algeria. The Johansen cointegration test was carried out to achieve our objective using annual data covering the period from 2004 to 2020. The main findings concluded that there is a long-run relationship among the variables, while the VECM outputs highlighted a positive impact of usage of the financial services and borrowing from the commercial banks on economic growth and a negative impact conducted by outstanding deposits indicator.
Keywords
financial inclusion ; Economic growth ; financial services ; cointegration test ; VECM model.
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