مجلة الإستراتيجية والتنمية
Volume 11, Numéro 4, Pages 478-493
2021-07-29

Financial Inclusion In Algeria: Reality And Outlook



Authors : Rakhrour Youssef . Daham Said Redouane .

Abstract

The purpose of our paper is to study the importance of financial inclusion and to examine the evolution of its main indicators in Algeria. The study concluded that an improvement in financial inclusion allows people to make many financial transactions more efficiently and to help the poor people to out of poverty by promoting education, health and business. The analysis of financial inclusion in Algeria showed that there are colossal efforts to be deployed: only 43% of adults have a current account with a gender gap of 27% which remains higher compared to the world average (7%), just 5% of account owners used the internet to pay bills or to buy something online. the main way to saving money is in cash at home or saving in the jewellery, or real estate. Moreover, family and friends remain the main source of borrowing money or to come up with emergency funds.

Keywords

Financial Inclusion ; Financial Services ; Development Goals ; Digital Payment.

Les articles similaires

تقييم الشمول المالي في الجزائر من منظور العدالة في التوزيع وفقا لمؤشر الشمول المالي لسنة 2017 مع الإشارة إلى الدول العربية Evaluating Financial Inclusion In Algeria From The Perspective Of Fairness In Distribution, According To The Financial Inclusion Index For The Year 2017 With Reference To The Arab Countries

نعيمي رشيد .  بن ساسي عبد الحفيظ . 
ص 369-388.

الشمول المالي في الجزائر بين إتاحة واستخدام الخدمات المالية - دراسة مقارنة بين الجزائر وتونس والمغرب- Financial Inclusion In Algeria Between The Availability And Use Of Financial Services - A Comparative Study Between Algeria And Tunisia And Morocco

حاكمي نجيب الله . 
ص 335-350.

The Reality Of Financial Inclusion In The Arab Countries And The Role Of Financial Technology In Promoting It (country Experiences)

Abderrahim Leila .  Beldjilali Fatiha . 
pages 602-614.

Financial Access For All: How Digital Financial Services Are Expanding Financial Inclusion In Egypt

Benzeroual Khawla .  Kerzabi Dounia . 
pages 416-434.

Financial Education Programs As A Mechanism To Achieve Financial Inclusion. The Experience Of The National Center For Financial Education Ncfe (india

Bahloul Naamane .  Sihamdi Imad . 
pages 122-140.

Formats de citation