Les cahiers du CREAD
Volume 36, Numéro 3, Pages 319-347
2020-07-18

Covid-19 Lockdown: Were Algerian Households Financially Prepared For An Income Loss?



Authors : Cherabi Imed . Rehailia Seif Eddine . Benmalek Ammar .

Abstract

The paper aims to assess the financial preparedness of Algerian households who lost their income during COVID-19 lockdown. Data consisted of 3926 households surveyed across the 48 provinces of Algeria. Results have shown that 37.5% of households were caught completely off-guard, and were completely unprepared. 56.3% of households were lacking preparedness and would thus feel the financial stress with each additional day into the lockdown. Only 6.2% of households were fully prepared for an income loss and would be able to survive the lockdown without their main income source and without having to borrow money or ask for help from others.

Keywords

COVID-19 ; household ; Algeria ; financial preparedness ; income shock

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